Lending Parameters

Best in class proven bridge lender

Korea Capital Loans is a short-term bridge lender that excels at closing loans within 5-10 business days and for Bitcoin payment 3 hours on a business day. Intermediaries from around the country bring prospective credit opportunities to Korea Capital Loans because of the rapid decision making, certainty of closing, privacy of credit information, and flexibility allowing creative solutions within the scope of the Fund's underwriting criteria. 

Loan approval process

Broker compensation

Expedited Loan Process

Since 1998, the Korea Capital Loans lending platform offers borrowers speed and certainty of execution,

No Upfront Fees

We do not collect upfront fees. All fees are paid to 3rd parties to close the loan.

Direct Access

You are speaking with decision makers. The next day, we will make the decisions on whether we want to visit the property.(South Korea Only) 

Broker Payment Schedule

Once a Commitment Letter is signed, you will be paid within 5-10 days at closing. 

Broker Fee Protection

We protect your negotiated fee in our agreement.

Fund Characteristics

FUND: $100 million

LOAN SIZE: $2-$85 million

LIEN POSITION: 1st lien

LOAN-TO-VALUE (LTV): not to exceed 75%

TERM: 12-48 months

EXIT: clearly defined exit strategy 

LOCATION: any South Korean metropolitan market - comparable sales info will be important in the underwriting

PROPERTY TYPE

  • Owner Occupied: Golf Course & Other Special Use Facilities, Industrial, Office, Medical, Mixed-Use, Retail, Self-Storage
  • Investment Real Estate: Golf Courses & Marinas, Industrial, Medical, Mixed-Use, Mobile Home Parks, Multi-family, Office, Retail, Self-Storage

Do you have a client with a loan request that meets the following criteria?

  • Loan $2 to $85 million
  • Collateral is cash flowing, commercial real estate (DSCR > 1.0)
  • Has debt yield (NOI / Loan Amount) greater than 8%
  • Must close in 5 to 10 business days
  • Does not exceed 75% LTV

If you answered YES to these five questions we would like to help.

Please click below to fill out our easy and concise online Loan Request form to determine if we can move forward. We will respond the same day of your submission.

Pricing

Terms and pricing for individual deals are based on leverage, debt service coverage, asset quality, and sponsorship.

Our Borrowers & Intermediaries

Many of the Korea Capital Loans intermediary relationships were established in the mid-1990's. Bank executives were the first intermediaries introducing Korea Capital to quick-close loan opportunities and then mortgage bankers, lawyers, and accountants introduced us to their clients. 

Key Points In Review

  • These intermediaries introduce Korea Capital Loans to the loans that provide the returns to Korea Capital Loans investors.
  • Our intermediaries introduce us to borrowers that have a substantial amount of money to gain or to lose if they don't get a commercial loan closed quickly (e.g. 5 to 10 business days).
  • The borrower is thankful of our professional approach and our ability to meet their funding deadline. 
  • Our intermediaries know from experience that introducing Korea Capital Loans to their clients will reflect well on them. A simple committed approach to meeting deadlines and working directly with decision-makers helps Korea Capital Loans lead the industry on response time for loan requests. 

Let's Work Together

We look forward to you contacting us and sharing information about your situation.